Description
Withheld number. Again. You know exactly who it is before you even pick up — or don’t.
You don’t need a solicitor to make a debt collector follow the rules. You need the right letter, with the right wording, sent at the right time. That’s what this is.
5 templates included:
- Cease Contact Letter — stop phone calls and home visits, force everything into writing
- Request for the Original Credit Agreement — makes the collector prove the debt is real and actually yours before you pay a penny
- Statute Barred Response — for debts that are too old to be legally chased. Not sure if yours qualifies? Check first with the Statute Barred Checker
- Formal Complaint to the FCA — for when a collector crosses the line into harassment
- Full and Final Settlement Offer — a structured way to offer less than the full balance and close the account for good
Each one is written in plain English — no legal training, no jargon, no guessing what to fill in. Just edit the details and send.
Written in line with FCA debt collection guidance and your rights under UK consumer credit law. For the full picture on what collectors can and can’t legally do, see Know Your Rights.
Instant access. Use the templates as soon as you need them.
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