Terms of Service

Last updated: May 2026

1. Agreement

By using debtshiftai.com you agree to these terms. If you do not agree please do not use the site.

2. What We Provide

DebtShift provides:

Free AI-powered debt calculation tools
Educational content and guides
Digital products including the Smart Payoff System

3. Not Financial Advice

All tools, content and products are for educational and illustrative purposes only. Nothing on this site constitutes financial advice. DebtShift is not regulated by the FCA. Always consult a qualified financial adviser before making financial decisions.

4. Digital Products

All products are digital and delivered instantly
Due to the digital nature of our products, refunds are not available once the product has been accessed
If you experience a technical issue contact hello@debtshiftai.com and we will resolve it
This is in line with UK Consumer Contracts Regulations 2013

5. Acceptable Use

You agree not to:

Share purchased product access links or passwords with others
Reproduce or resell any DebtShift content or products
Use the site for any unlawful purpose

6. Intellectual Property

All content, tools, designs and products on debtshiftai.com are owned by DebtShift. You may not copy, reproduce or distribute any content without written permission.

7. Limitation of Liability

DebtShift is not liable for any financial decisions made based on our tools or content. Results are estimates only. We are not responsible for any loss or damage arising from use of this site.

8. Governing Law

These terms are governed by the laws of England and Wales.

9. Contact

For any questions email admin@debtshiftai.com