DIGITAL PRODUCTS
Tools That Give You a Real Plan
Every product is built around a real debt problem. No fluff. No theory. Real templates, real scripts, real systems that work.
Available Now
● LIVE
DebtShift Smart Payoff System
The complete debt payoff system. Strategy selector, payoff worksheets, interest calculators and a 30-day action plan to get started immediately.
Includes: Strategy Guide + Worksheets + 30-Day Plan
● LIVE
Credit Repair Blueprint
Step-by-step guide to fixing your credit score. Includes creditor dispute letter templates, default removal guide and a 90-day rebuild plan.
Includes: Blueprint + Letter Templates + Dispute Scripts
Individual Products — Coming Soon
COMING SOON
Debt Negotiation Scripts
Word-for-word phone scripts, hardship letter templates, settlement offer letters and debt collector response scripts. Know exactly what to say.
Includes: Phone Scripts + Letter Templates + Settlement Guide
£17-27Coming Soon
COMING SOON
Zero Based Budget Template
Pre-built spreadsheet system. Every category filled. Month-by-month tracking. Give every pound a job before it leaves your account.
Includes: 12-Month Spreadsheet + Instructions + Categories
£9-14Coming Soon
COMING SOON
30 Day Debt Free Kickstart
One real action per day for 30 days. Builds momentum fast. Real tasks, not theory. Daily accountability structure that actually works.
Includes: 30 Daily Actions + Tracker + Progress Checklist
£14-19Coming Soon
COMING SOON
Student Debt Escape Plan
UK and US versions. Income-driven vs standard repayment comparison. Forgiveness scenarios with tax bomb calculation. Refinancing guide.
Includes: UK + US Guides + Repayment Calculator + Forgiveness Guide
£14-19Coming Soon
COMING SOON
Debt Collector Defence Kit
Know your rights. What collectors can and cannot do. Letter templates to stop harassment. Dispute process and statute of limitations guide.
Includes: Rights Guide + Stop Letters + Dispute Templates
£14-19Coming Soon
COMING SOON
AI Finance Prompt Pack
100+ prompts for using ChatGPT and Claude to manage debt, write letters, build budgets and generate income ideas. AI working for your finances.
Includes: 100+ Prompts + Use Case Guide + Examples
£9-14Coming Soon
COMING SOON
IVA and Debt Relief Guide UK
Plain English guide to IVA, Debt Relief Orders and bankruptcy. When each is right. How to apply. What happens after. Written for real people not lawyers.
Includes: IVA Guide + DRO Guide + Bankruptcy Guide + Eligibility Checklist
£9-14Coming Soon
COMING SOON
Debt Freedom Planner
Printable and digital planner. Monthly debt tracker, budget pages, goal setting, milestone celebrations. Beautiful design you actually want to use.
Includes: Digital PDF + Printable Version + Monthly Pages
£9-12Coming Soon
Value Bundles — Coming Soon
BUNDLE
Debt Freedom Bundle
Smart Payoff System + Negotiation Scripts + 30 Day Kickstart + Budget Template. Everything you need to go from stuck to moving fast.
Saves: Over £30 vs buying individually
£47Coming Soon
BUNDLE
Credit Recovery Bundle
Credit Repair Blueprint + Debt Collector Defence Kit + AI Finance Prompt Pack. For people whose credit has been destroyed by debt.
Saves: Over £20 vs buying individually
£47Coming Soon
FLAGSHIP
Complete DebtShift OS
Every product. Every template. Every guide. Lifetime access. Updated as new products launch. The complete debt freedom operating system.
Includes: All Current + Future Products. Lifetime Access.
£97Coming Soon
Subscription — Coming Soon
SUBSCRIPTION
DebtShift Pro — Monthly
Unlimited debt tracking. Monthly AI recommendations based on your updated data. Monthly personalised progress report. Priority access to every new tool.
Includes: Unlimited Tool Access + Monthly AI Report + Priority Features
£9/moComing Soon
SUBSCRIPTION
DebtShift Pro — Annual
Everything in monthly Pro — with 27% saving for paying annually. The best value option for serious debt payoff. Two months completely free.
Includes: Everything in Pro Monthly + 2 Months Free
£79/yrComing Soon
Start For Free Today
Every tool is free. No signup needed. Start with the free AI Debt Payoff Planner and see your exact debt-free date in 60 seconds.
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Disclaimer: DebtShift products are for educational and informational purposes only. This is not financial advice. Results vary based on individual circumstances. If you are struggling with serious debt, consider contacting StepChange or National Debtline for free support. DebtShift is not FCA regulated.