Description
Three calls today. Same number, different times, like they’re testing when you’ll finally answer.
You don’t have to keep dodging. Under federal law, you can put a debt collector on the back foot — in writing, with their own rulebook.
6 templates included:
- Debt Validation Request — forces the collector to prove the debt is real, the amount is correct, and it’s actually yours, before they can collect another cent
- Cease & Desist — stops phone calls for good and pushes everything into writing, where there’s a paper trail
- Time-Barred Debt Notice — for debts too old to be legally enforced in court (the rules vary by state, so this one walks you through checking yours)
- Written Dispute — challenges incorrect amounts, wrong accounts, or debts that were already paid or settled
- FDCPA Violation Notice — calls out a collector who’s broken the rules, with the specific citation already filled in
- CFPB Complaint Guide — walks you through filing a complaint with the Consumer Financial Protection Bureau when a letter alone isn’t enough
Every template has the relevant FDCPA citation built in — so when a collector reads it, they know you’re not guessing.
No legal jargon to decode. Fill in your details, copy, send.
Instant access. Use them the moment you need them.
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